Thursday, July 25, 2019

Live Debt Free


My life stays extremely busy in my writing, editing and publishing world and I am thrilled because of it. After years of the 7:00 a.m. to 6:00 p.m. grind working outside my home, I retired from all of that and decided to work from home. At first I was scared how everything would work out. I had plenty of questions. What I discovered is that working from home gives you freedom. I also found that it gives me freedom to work from anywhere I want as I frequently travel. I bring this up because being able to do so also means that I have to have some sort of financial freedom. I worked hard for years to get this point in my life at 61-years-young. To frank, savings and investing was the key for me. In 1987 I made up my mind that one day I would be debt free. At that time I had debt, credit card debt, and my husband and I were paying our mortage and for two cars. We paid off the cars and eventually paid off the mortage. Do you know what else I did? I cut up all of my credit cards and paid them off. Today, we are debt free!


I mention all of this because I read an article today that most americans are up to their ears in debt and some owe more on credit cards than they make in a year. Ouch! If you want to do something about that, start researching how you can get out of debt and make a budget. Above else, don't spend what you don't have. That's my advice.


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