Thursday, November 12, 2020

The Journey of REGTECH


Today's Book of the Day covers a wide range of topics including artificial intelligence. In today's society, we have grown more dependent on computers, the web, internet, and so forth. Take a look at "The Journey of REGTECH" by Vivek Dubey, Dr. Awadhesh Pratap Singh, Rakesh Sonar, and Anindya Mohanty and gain a perspective of possibilities of the future. This book is intriguing for sure. Enjoy!

The Journey of REGTECH Paperback – June 25, 2020

Product Details

  • Item Weight: 11.5 ounces
  • Paperback: 178 pages
  • ISBN-13: 978-1913653552
  • Dimensions: 6 x 0.42 x 9 inches
  • ISBN-10: 1913653552
  • Publisher: Michael Terence Publishing (June 25, 2020)
  • Language: : English


Mr. Vivek Dubey

The Journey of RegTech

Tell your readers a little about yourself, where you grew up, where you live now, where you went to school etc. Let them get to know the personal you.

Life has been very disciplined as I belong to a family of Professors. One thing that I learned is - “Respect Knowledge, and listen to knowledgeable people.”

I did my initial schooling, engineering, and then the Executive Program in Business Analytics from one of the premier Institutes in India. Now, for the past couple of years, I am in the United Kingdom. I am happy that thirst for learning more is keeping me on my toes.

I have been a quick learner, be it at school or college or now in the professional corporate world.

My area of interest and research is Financial Technologies.

Also, when we learn something, there is a sense of achievement, and that gives us the courage to give something back to society, be it - How can we control pandemics through technology or detect early to save the world.

What inspired you to author this book?

I have been involved in grand banking programs like Voice Biometrics, Apple Pay, Digital Communications, and Digital Payments.  It is exciting to see How technology is changing our day to day life through digital banking. It gave enough exposure and my thirst to learn and share knowledge with society, and Yes, the outcome of this thought is the book. Another angle is that Financial Technologies (FinTech) is my area of interest and research. I have published research papers on FinTech in International Journals cited by other researchers as well.  So I decided to author a book in FinTech.

Surprisingly, within two weeks of release, it featured the world’s best books recommended site BookAuthority.

Where did you get the inspiration for your book’s cover?

When I was deciding the book cover along with the publication team, only three things were there in my mind - Technology, human ambition, and Regulation/ Control.

The book cover is a thought that reflects the Technological vision of human ambition to bring every information available in front of us in a single CLICK. And the Pyramid Top describes the Control over the information available to us. There is a Globe inside the Pyramid that reflects that with a new-age technology stack, our private information is secured.

My 9-year-old son helped me in deciding the color of the cover.

Who has been the most significant influence on you personally and as a writer?

It’s all about - Respect knowledge and listen to knowledgeable people. I belong to a family of professors, so reading and writing articles are quite common. My elder sister has done the research and authored a couple of books on ethnobotany (medicinal plants). My brother is again an avid researcher and has published various research papers.

Then recently, I met a person who also is a researcher with many technology patents. He influenced me to get into the Innovation zone through patents, so all these learned people have played a vital role in shaping my thoughts and inspired me to take the challenge of authoring the book - The Journey of RegTech

FinTech is my area of interest and research, and I already published several research papers on this subject, the process of shaping and channelizing the thought was easy.

What were your struggles or obstacles you had to overcome to get this book written?

Authoring a book is not as easy as we think when it comes to reviewing from an editor’s lens. Selecting the right topic is the most critical point as it sets the tone for the target audience. Technical books are having a restricted set of audience who work in a specific field.

To get the attention of the people working on the niche technology domain is quite a big task; we have to be cautious and at the same time, innovative to bring value to the table.

Also, deciding the correct mix of innovation need an immense amount of research and then putting the author’s innovative lens on top of it to project value proposition.

Tell your readers about your book.

Let me set up some context, in current time, the whole world has witnessed the importance of social distancing, contactless payments, and digital banking.

At the same time, mobile banking penetration has increased as there is a lockdown around the world. As a result, everyone is adopting new technologies like Artificial Intelligence, Internet of Things for digital onboarding, Identification, and verification through facial recognition or fingerprint and image processing.

The book “The Journey of RegTech” will help the reader to understand the Financial Technologies used in today’s banking world.

The book covers a wide range of topics such as FinTech, RegTech (Regulation Technology), Artificial Intelligence, Data Protection, Blockchain, and Disruption.

Recent reports forecasted that investment in RegTech would touch more than $76 billion by 2022. It is a niche area and will be in demand as it requires a good understanding of the new-age technologies involved in FinTech and RegTech.

Readers will gain knowledge and confidence and grow innovative thinking via insights provided in every chapter.


Who is your target audience, and why?

We are living in the era of Digital Transformation, which contains a wide range of technology stack - Artificial Intelligence, Cloud Computing/ Services, Internet of Things, and so on. Understanding Digital Transformation is the new normal. The banking & Financial Industry is going through a major Digital Transformation and getting into the FinTech zone.

Book will help every individual who wants to excel in the niche field of FinTech and RegTech. RegTech is the ecosystem that supports FinTech.


What do you consider your greatest success in life?

Most of the Leaders in the Banking & Finance Industry are following the FinTech Trends. Following FinTech Trends and having a FinTech mindset are two different things. That’s where authors who are having a FinTech mindset are considered disruptive leaders and disruptive authors.

The book is based on a FinTech Mindset that will help readers to think from an innovation lens and technically describes the possible pillars of RegTech. It will boost the confidence of the readers who wants to understand “The Journey of RegTech.”




                                          Author’s website: